Risk Management - Business Banking SBA - Credit Risk Vice President

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.As a Vice President in Chase Business Banking Risk, you will directly manage and develop the teams of Small Business Account (SBA) credit officers who efficiently decision credit requests of varying complexity with high quality standards that adhere to SBA Standard Operating Procedure (SOP), credit risk requirements, guidelines and procedures. You will also assess businesses for SBA risk appetite across various industries and locations, conduct thorough credit risk analysis and recommend protective structures and make prudent credit decisions within authority levels.Job Responsibilities

Maintain direct accountability for Credit Officer quality and compliance with SBA and regulatory requirements

Act as the main Risk contact for SBA Solutions, Business Direct Center, Lending Product, Risk Strategy, Portfolio Management and senior management providing any SBA process updates or improvements.

Ensure high-quality credit risk assessment and analysis acting with a sense of urgency, solving problems, to effectively meet benchmarks and expectations.

Collaborate with peers domestic and global, for consistent and timely coverage, for a national workload.

Voice opinions clearly and Identify opportunities to improve controls and efficiencies, as well as lead change initiatives

Participate on SBA Solutions Management and SBA Solutions Consultant team calls to discuss any updates to the Risk policy and procedures that impact the SBA products and be aware of any changes impacting Risk.

Serve as a subject matter expert on SBA Standard Operating Procedure to ensure Chase Credit Risk requirements and procedures are in compliance to ensure a valid SBA guaranty.

Represent JPMorgan in external risk-related discussions.

Retain, develop and recruit high-performing talent.

Required qualifications, capabilities, and skills

Bachelor's degree

10 years of business credit risk experience, with strong knowledge of SBA, Scored and Wholesale Credit

Proven leadership and talent development skills

Ability to build strong stakeholder relationships and challenge effectively

Experience in risk assessment, regulatory management, and procedure development

Excellent communication, analytical, and problem-solving skills

Preferred qualifications, capabilities, and skills

MBA or related Master's Degree preferred

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. Those in eligible roles, discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.Equal Opportunity Employer/Disability/Veterans