Equipment Finance Underwriter

About this role:Wells Fargo is seeking a Commercial Banking Underwriter to support our Vendor Finance group.In this role, you will:

Participate in underwriting the creditworthiness of moderately complex commercial or business loan and lease requests

Perform periodic reviews on assigned portfolio credits while maintaining risk ratings and other relevant data on systems of record

Review and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgement to guide medium risk deliverables

Present recommendations for resolving more complex situations and exercise independent judgement while developing expertise within Equipment Finance Underwriting functional area, policies, procedures, and compliance requirements

Collaborate and consult with Equipment Finance Underwriting colleagues, internal partners, and stakeholders, including internal and external customers

Required Qualifications:

2+ years of Equipment Finance Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

2+ years of Equipment/Vendor Finance Underwriting experience

Financial Statement Analysis

Commercial Banking Experience

Vendor Financial Services Experience

Bachelor's degree in either Finance, Accounting or Economics

Ability to navigate multiple computer systems, applications, and utilize search tools to find information

Good PC skills with the aptitude to learn new systems quickly

Strong analytical skills with high attention to detail and accuracy

Excellent verbal, written, and interpersonal communication skills

Ability to work effectively in a team environment and across all organizational levels; where flexibility, collaboration, and adaptability are important

Ability to work in an extremely fast-paced deadline driven environment

Energetic, quick learner, positive attitude, self-motivated

Ability to work independently, organizing and managing multiple priorities

Job Expectations:

Willingness to work on-site at stated location on the job opening

Posting End Date:21 Nov 2024Job posting may come down early due to volume of applicants.We Value DiversityAt Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.Applicants with DisabilitiesTo request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .Drug and Alcohol PolicyWells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.Wells Fargo Recruitment and Hiring Requirements:a. Third-Party recordings are prohibited unless authorized by Wells Fargo.b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.Req Number: R-416454