Regulatory Reporting Specialist – Compliance Governance & Operations

Work Location:Mount Laurel, New JerseyHours:40Pay Details:$68,640 - $112,320 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are considered in making compensation decisions. The base pay actually offered may vary based upon candidate's skills and experience, job-related knowledge, licensure and certifications, geographic location, and other specific business and organizational needs. As TD puts career development at the forefront of our colleague experience, it is not typical for an individual to be hired at or near the top of the range for their role.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:ComplianceJob Description:Department Overview:The Senior Oversight Analyst - Regulatory Compliance Reporting collaborates with Compliance partners and other TD colleagues to gather, aggregate, analyze and publish data that provides insights to Executive Management and multiple Board Committees. Through logic and creative thinking, this role creates reports, dashboards, charts and graphs using skills and experience with PowerPoint, Tableau and Power BI. This role is responsible for preparing presentations and memos that adhere to reporting standards and procedures. The role will also assist the department with various operational and program functions including but not limited to Monitoring and testing activities, Data and Analytics systems and reporting, drafting governance policies and procedures, and ad-hoc reporting and project initiatives as needed.Some background that may be helpful in performing this role and would be considered preferred background and experience for this role include:

Experience in Consumer Banking Compliance Laws Rules and Regulations

Knowledgeable in SharePoint, Tableau, and Power BI Skills

Comfortable using both logic and creative thinking to solve problems

Experience creating reports, including dashboards, charts and graphs

Prior experience successfully engaging and partnering with varying levels of associates across the enterprise.

Below details are general outline of the role in addition to the above department specific overviewJob Description:The Senior Compliance Business Oversight Analyst provides objective guidance, support and advice to assigned portfolio, business or function to promote strong Compliance controls and processes are in effect to mitigate inherent associated risks. This role contributes to the development and implementation of Compliance programs related to all aspects of Compliance laws.Depth & Scope:

Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to significant regulatory compliance risk matters.

Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas, on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.

Expert level professional role requiring in-depth knowledge/expertise in Compliance and working knowledge of broader related areas

Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise

Research, review and maintain expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws

Acts as the primary subject matter expert for regulations applicable to business partners and provides guidance, consultation and expert advice with respect to the business partners' compliance with such regulations directly related to the operations of the business

Creates training content and may train business partners on regulatory requirements

Advises the business with respect to the implementation of new and amended regulatory requirements

Independently reviews and utilizes discretion, judgement and specialized expertise in approving the documentation for business line use: disclosures; forms; customer-facing correspondence; operating procedures; and policies

Independently performs targeted and periodic monitoring of business activities for compliance with regulatory requirements and regulator expectation

Identifies and communicates areas of non-compliance and/or material control weaknesses

Responsible for the oversight of business partners' remediation of regulatory issues, including exercising discretion and independent judgment in reviewing and approving remediation action plans

Responsible for assessing regulatory risk associated with new products, services and other initiatives that have significant operational or financial impact

Integrates the broader organizational context into advice and solutions within the Compliance area

Understands the industry, competition and the factors that differentiate the organization

Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs

Contact for business management, external/internal auditors, dealing with non-routine information

Recommends and implements solutions within own area of responsibility

May need to coordinate/integrate work with other areas as needed

Identifies and leads problem resolution for complex requirements related issues at all levels

Education & Experience:

Undergraduate degree or equivalent work experience

5+ years of experience

Preferred Background & Experience

Experience in Consumer Banking Compliance Laws Rules and Regulations

Knowledgeable in SharePoint, Tableau, and Power BI Skills

Comfortable using both logic and creative thinking to solve problems

Experience creating reports, including dashboards, charts and graphs

Prior experience successfully engaging and partnering with varying levels of associates across the enterprise.

Customer Accountabilities:

Assists in the development and implementation of appropriate Compliance policies, processes and controls

Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD’s Enterprise Compliance Risk Assessment Framework

Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion

Guides and complements the assigned portfolio in terms of financial, regulatory and risk management requirements

Interacts with control functions within the organization

Develops analysis and insights, prepares and delivers management reporting necessary to promote accurate and thorough measurement of the risk factors present in various products

Shareholder Accountabilities:

Updates business line policies and Compliance Team procedures

Analyzes Compliance requirements and establishes they are properly written into requirements for business projects and approved at the appropriate levels

Works directly with business management, and with internal and external business partners (e.g., Internal Audit, external consultants) to respond to regulatory requests, findings, audits and/or examinations Keeps abreast of emerging issues, trends, and evolving regulatory requirements in the Compliance industry and assesses potential impacts

Coordinates with other Compliance partners and business governance and control partners to promote consistency in the application of Compliance programs and standards across the enterprise

Supports in determining risk exposure, mitigation, and controls for new products, marketing campaigns, and expansion of existing programs

Conducts enterprise wide annual risk assessment for all TD businesses

Supports the business lines with compliance/risk controls and periodically evaluates risk mitigation efforts to adjust as risk/department influences change

Protects the interests of the organization – identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues

Employee/Team Accountabilities:

Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest

Provides thought leadership and or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business

Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques

Participates in personal performance management and development activities, including cross training within own team

Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities

Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices

Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships.

Contributes to a fair, positive and equitable environment that supports a diverse workforce

Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally

Who We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (http://hrportal.ehr.com/tdtotalrewards)Additional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationIf you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.