Loan Counselor

Description Robert Half is currently working with a client looking for a Loan Counselor. The Loan Counselor will act as a liaison between a lender and potential borrower.PAY:Base Pay: 40,000/yrCommissions: Loan Counselor’s compensation is structured to allow the Counselor to earn an overall anticipated annual compensation from $65,000 to $100,000+ with a significant portion coming from the Counselor’s performance (i.e., Qualifications, Closings and Bonuses).Responsibilities Provide a clear direction for a path towards their homeownership goals and improve their financial management skills. Utilize NACA-Lynx to accurately complete documentation, data entry, and analysis for efficient and paperless NACA Qualification and mortgage processing. Document files with written narratives and identify action items after each counseling session for the Member to complete. Review payment history, income, liabilities, assets, and other criteria to determine eligibility for the program, readiness for home ownership and mortgage payment affordability. Develop a monthly budget incorporating the Member’s desired lifestyle and changes in spending. This includes calculating the Member’s estimated monthly cash flow surplus as a homeowner with a long-term affordable mortgage payment. Work with Members for as long as it takes to resolve payment history issues, reduce debt, and/or adjust expenses as needed to meet their housing goals. Define a plan to save the minimum required funds needed to make the home purchase. Determine a maximum affordable mortgage payment and define a path to achieve Member’s homeownership purchase price/goal. Examine and process documents and address issues as needed. Address NACA Qualification conditions (if any) within 72 hours. Provide information on alternative mortgage products and options for the Member to make a well-informed home purchase and mortgage decision. Assist Members during their housing search to purchase within their affordability and eligibility. Maintain effective communication during the Member’s housing search and provide updates to their NACA Qualification. Review and process Member’s application for NACA Credit Access to ensure the Member and the property adhere to NACA’s criteria. Present Home Buyer Workshops including on weekends. Participate in outreach activities and local initiatives focused on low- and moderate-income communities, churches, job sites, events, etc.Requirements The Right Candidate…

Must not have a real estate license. If they do, it must be inactive.

Must be interested in learning the mortgage lending industry and be willing to work hard to get their license/certification (NACA will pay for testing). Training is intense!

Will confidently commit to not missing a single day of training (90 days).

Will have a fire in their belly for the cause and want to help others who are less fortunate.

Will be very good at basic math and decimals.

Will know their way around a computer and know how to navigate various apps and sites.

Will be outgoing and motivated by commission/sales mindset.

Will be an exceptional communicator, very confident and articulate.

May have some sort of counseling experience (any kind- does not have to be financial).

May have sales background or other marketing/account management experience.

.Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles.Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more.All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information.© 2024 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use (https:///www.roberthalf.com/us/en/terms) .