Director, Credit Risk

The OpportunityAs our Credit Risk Director, you will help architect our global credit risk strategy. You’ll lead the charge in balancing growth with sound risk management, ensuring that as we scale into new markets and complex verticals, our financial integrity remains unshakeable. We need a leader who is as comfortable with data modeling as they are with operations and high-level executive strategy.What You’ll Do:Own the Strategy: Design, implement, and iterate on a global credit risk framework that supports diverse verticals (education, healthcare, travel, and B2B).Underwriting & Analysis: Oversee the underwriting process for new and existing clients, ensuring deep due diligence and financial health assessment.Data-Driven Decisioning: Partner with our Analytics and Engineering teams to build automated credit scoring models and risk monitoring tools that leverage real-time payment data.Portfolio Management & Continuous Account Monitoring: Create a robust, lifecycle-based monitoring program that moves beyond static reviews. You will implement granular, real-time account monitoring to track merchant financial health, settlement patterns, and transactional anomalies. By establishing a proactive Early Warning System, you will identify credit deterioration at the account level and lead decisive remediation or collateralization strategies to protect Flywire’s interests.Global Expansion: Guide Flywire’s entry into new geographies by assessing local credit environments, regulatory requirements, and sovereign risk factors.Cross-Functional Leadership: Act as a key advisor to the Sales and Product teams, helping them structure deals and develop features that mitigate risk and allow for profitable growth of our portfolio.