VA Mortgage Underwriter - Full Time Remote!

Job Description

Important Note : During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration.

To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message.

In order to receive text message invitations, your profile must include a mobile phone number designated as Personal Cell or Cellular in the contact information of your application.

At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do.

Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Wells Fargo is looking to hire Remote VA Mortgage Loan Underwriter 4's in our VA Mortgage Underwriting Division, who have a strong desire and passion to deliver an exceptional experience in helping customers with their home loan applications.

If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!

Roles & Responsibilities :

Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines.

Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value);

examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines;

implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant / technical resource on difficult problems and questions;

handling escalated calls : providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies;

delivering / facilitating of technical training to ensure organizational consistency. Has exception authority.

May act as a team lead and provide performance feedback to less senior underwriters.

May act as backup in absence of Supervisor.

This SAFE position has customer contact and job duties which may include the offering / negotiating of terms and / or taking an application for a dwelling secured transaction.

As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations.

Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.

Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Preferred locations are listed on the job posting. Other locations within the Wells Fargo footprint may be considered.

Required Qualifications

5+ years of underwriting experience

3+ years of credit underwriting experience

Desired Qualifications

Basic Microsoft Office skills

Strong analytical skills with high attention to detail and accuracy

Excellent verbal, written, and interpersonal communication skills

Ability to interact with all levels of an organization

Ability to work effectively in a virtual team environment

Staff Appraisal Reviewer (SAR) License

Lender Appraisal Possessing Program Certification (LAPP)

Other Desired Qualifications

3+ years of current VA Mortgage Underwriting Experience