IST Assoc Director, Portfolio Management

Description Job Description SummaryServices and, in conjunction with Relationship Manager, deepens assigned portfolio of clients by pro-actively identifying and evaluating opportunities and mitigating associated business risks, in accordance with Huntington policies, procedures, and Guiding Principles. Owns primary responsibility for credit monitoring and escalation of issues as appropriate. Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer. Reviews and negotiates credit documentation in consultation with legal counsel. As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers. Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, product exposure annual reviews, criticized loans, etc.Job DescriptionIn this role, you will be expected to:Underwrite and close broadly-syndicated, complex commercial loans

Provide credit recommendations to the appropriate level of credit administration

Review loan documentation in consultation with legal counsel

Manage risk on an ongoing basis by monitoring customer credit worthiness, adherence to loan terms and general business conditions

Manage annual reviews and renewals, portfolio reviews, collateral exceptions, borrowing bases, delinquencies and other reporting

As appropriate, assist in optimizing customer relationships working directly with Relationship Managers, Treasury Management, Capital Markets and other team members

Basic Qualifications:Bachelor's Degree required

3-5+ years of experience underwriting and documenting commercial loans

Preferred Qualifications:Completion of formalized credit training program

Demonstrated success structuring complex credits; researching, judging and presenting information verbally and in writing; creating documentation to support the credit and minimize risk

Demonstrated leadership experience by providing coaching, skill development and feedback to team members

Proven negotiation skills

Proficiency using Microsoft Word and Excel and other software applications that are supportive of the loan underwriting process

Strong written and verbal communication skills

High level of professionalism

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender IdentityTobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any positionWelcome to Huntington!At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better.And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact.Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking.Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout . Job Alerts If you would like to be kept informed of new potential opportunities, click here (https://huntington.wd5.myworkdayjobs.com/en-US/HNBcareers/jobAlerts) . You will be asked to create an account if you do not already have one. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact us at HuntingtonCareers@Huntington.com.